Thanks. I ordered a brown GF3 to replace Canon S95 which has a resale value around $250.
After 5% tax and 3% cashback (http://www.mrrebates.com), the net total was $389. After selling the lens, the GF3 body for less than $300. Attach either 14mm or 20mm and hand it over to wifey. Make her happy.
GF3 gives less bluish and greenish color. More natural looking skin tone.